Can I Insure A 7 Seater Electric Car In Australia?
There are a lot of insurance providers in Australia that you can sign up with and fall upon when the need arises.
Some of these insurance providers even focus more on electric cars, including the 7-seater electric cars in Australia.
Electric cars are cheaper to maintain, but when it comes to insurance, they are more expensive than cars that use petrol or diesel.
Factors such as the make and model of your electric car will determine if you are going to pay more for insurance or not. Insurance providers also check if you have had a lot of car accidents in the past; that is your driving history.
Again, the components of electric cars are mostly expensive, and if you drive for long distances, be prepared to pay a higher insurance price.
Some insurance providers have special packages for 7 seater electric car owners who frequently use their cars.
It makes sense if you take different quotes from different insurance providers to get the best price for your car insurance.
Is There Insurance Available For 7 Seater Electric Cars In Australia?
Yes, you can acquire insurance for 7-seater cars in Australia. You can reach insurance providers such as ROLLiN Insurance, Budget Direct, Youi, and Australia Post.
Also, these insurance providers have packages for electric cars, which comprise the 7-seater electric car.
Since they provide insurance for 7-seater electric cars, they absolutely will for 7-seater electric cars because the characteristics that impact their insurance price and significance are not different from the 7-seater electric car in Australia.
Visit findaninsurer.com.au for more information on insurance for 7-seater electric cars.
How Can I Insure A 7 Seater Electric Car In Australia?
To ensure your 7-seater electric car in Australia, consider the following ways;
- Do a check to know the various companies that provide insurance services. Some of these insurance companies in Australia include Youi, Budget Direct, and Bingle.
- Try to find different insurance rates from the various insurance companies. The insurance companies listed above can be your starting point.
- Some insurance companies have better plans for electric cars than others so you have to check. Also, compare how they treat their customers and the details of their insurance plan.
- When you finish the price survey, the next thing you should consider is the insurance that best suits your electric car and purchasing power.
- Submit the details of yourself and your car and proceed to sign up for the insurance plan.
- Also, consider combining insurance plans to get a discount. For instance, you can combine the insurance on your house with that on your electric car.
Is It Cheap To Insure A 7 Seater Electric Car In Australia?
Presently, the expenses you will incur to insure a 7 seater electric car in Australia surpass the insurance cost of an ordinary car.
Insurance for electric cars is twice as high as what you will pay for a normal car. A lot of factors determine the high cost of insurance.
You require a lot of cash to purchase an electric car. Repairing your electric car involves a lot of costs. Their parts are difficult to come by because they are rare.
Special techniques are required to fix and dispose of faulty electric car batteries.
When your electric car develops a fault and some parts require replacement, you will have to import the parts from other countries.
You will also find it difficult to locate an experienced electric car mechanic to handle your faulty electric car.
All these reasons do not make insurance cheap in Australia. Soon, you will pay less to insure your electric car as their parts and service centres will become common.
How Much Does It Cost To Insure A 7 Seater Electric Car In Australia?
To know the cost of insurance for a 7-seater electric car in Australia, insurance providers will consider some factors to make an informed decision.
Young people are seen to take more risks when it comes to driving and are therefore more prone to accidents compared to other, more mature folks. Insurance prices for young 7-seater electric car owners will be higher.
Also, the price at which you bought your car plays a key role. For example, insurance for a Tesla Model X will be higher than that of the Toyota Kluger Hybrid.
This is because of the vast difference in the market value of both cars. Below is a table showing some 7 seater electric cars and their insurance costs.
| 7 Seater Electric car | Average Monthly Premium | Average yearly premium |
| Toyota RAV4 | AUD$127.10 | AUD$1,366.65 |
| Haval H6 Ultra Hybrid | AUD$143.00 | AUD$1,717.00 |
| Toyota Corolla Cross | AUD$147.00 | AUD$1,764.00 |
| Mitsubishi Outlander Plug-in Hybrid (PHEV) | AUD$101.22 | AUD$1,214.59 |